MANAJEMEN PENGELOLAAN KEUANGAN KELUARGA DALAM PERSPEKTIF BUDAYA SUMBA: (Studi Kasus Adat Istiadat Perkawinan Di Desa Wee Rame Kabupaten Sumba Barat Daya)

Aprita Susanti Manu; Ida Bagus Raka Suardana

doi:10.47353/bj.v6i2.605

Authors

Aprita Susanti Manu Universitas Pendidikan Nasional Bali, Indonesia
Ida Bagus Raka Suardana Universitas Pendidikan Nasional Bali, Indonesia

DOI:

https://doi.org/10.47353/bj.v6i2.605

Keywords:

Financial Management, Belis, Traditional Wedding, Local Wisdom, Southwest Sumba

Abstract

This study aims to analyze family financial management from a Sumbanese cultural perspective, specifically as it relates to the traditional belis wedding tradition in Wee Rame Village, Southwest Sumba Regency. The belis phenomenon, which involves the economic exchange of livestock, woven fabric, jewelry, and cash, requires families to prepare a well-structured financial situation. This research used a qualitative method with a case study approach. Data were collected through interviews, observations, and documentation involving couples involved in traditional weddings, their families, and traditional leaders. The study focused on aspects of planning, organizing, implementing, and controlling family financial management. The results are expected to provide an understanding of the relationship between financial literacy and local cultural practices, while also uncovering the challenges and conflicts that often arise from differences in fulfilling belis obligations. Theoretically, this research enriches the literature on financial management based on local wisdom. Practically, this research can serve as a reference for the community, government, and social institutions in formulating economic empowerment strategies rooted in culture. Thus, this research contributes to the preservation of Sumbawa culture while improving family economic well-being.

Downloads

Download data is not yet available.

References

Arin, D., & Dwanoko, Y. S. (2021). Budaya organisasi dan kinerja pegawai. Jurnal Manajemen dan Organisasi, 12(1), 33–42. https://doi.org/10.29244/jmo.v12i1.34786

De Rozari, P., Daka, P., & Bere, M. (2022). Faktor-faktor yang mempengaruhi keputusan konsumen dalam pembelian produk lokal. Jurnal Ekonomi dan Bisnis, 25(2), 100–112. https://doi.org/10.22146/jieb.23456

Husna, N., & Lutfi. (2021). Perilaku pengelolaan keuangan keluarga: Peran moderasi pendapatan. Jurnal Ekonomi dan Bisnis, 24(1), 72–84. https://doi.org/10.24914/jeb.v24i1.3215

Ismail, M., & Rahman, A. (2020). Financial literacy and personal financial management among millennials. Asian Journal of Economics and Business, 4(2), 112–123. https://doi.org/10.32509/ajeb.v4i2.879

Yadav, R., & Pathak, G. (2021). Young consumers’ intention toward sustainable consumption: Extending the theory of planned behavior. Journal of Cleaner Production, 135(1), 732–739.

Han, H., & Stoel, L. (2021). Explaining socially responsible consumer behavior: A meta-analytic review of the theory of planned behavior. Journal of Consumer Behaviour, 20(3), 612–628.

Li, C., Zhao, X., & Wang, Y. (2022). Understanding behavioral intention through the theory of planned behavior: A systematic review. Sustainability, 14(5), 2892.

Nguyen, T., Lobo, A., & Greenland, S. (2023). The influence of social norms and cultural values on behavioral intention: An application of the theory of planned behavior. Sustainability, 15(7), 5641.

Sniehotta, F., Presseau, J., & Araújo-Soares, V. (2022). Time to retire the theory of planned behaviour? A meta-analysis and review of behavioral prediction research. Health Psychology Review, 16(3), 327–345.

Kusherdyana, I. (2020). Manajemen budaya. Bandung: Alfabeta.

Lestari, N. P., & Susanto, A. (2021). The role of financial literacy on financial behavior and financial well- being. International Journal of Economics, Business and Accounting Research, 5(3), 150–161. https://doi.org/10.32509/ijebar.v5i3.2200

Listiani, N., & Prasetyo, D. (2020). Literasi keuangan dan pengaruhnya terhadap pengelolaan keuangan rumah tangga. Jurnal Ilmu Manajemen, 18(2), 145–158. https://doi.org/10.23917/jim.v18i2.8765

Manurung, S., & Manurung, A. H. (2022). Financial literacy and household financial management behavior in Indonesia. Journal of Asian Finance, Economics and Business, 9(4), 321–330. https://doi.org/10.13106/jafeb.2022.vol9.no4.321

Ningsih, R., & Utami, W. (2020). The effect of financial attitudes, financial knowledge, and income on personal financial management. Journal of Economics and Sustainable Development, 11(4), 45–52. https://doi.org/10.7176/JESD/11-4-06

Nurhayati, I., & Firmansyah, A. (2021). Pengaruh literasi keuangan terhadap perilaku keuangan mahasiswa. Jurnal Akuntansi dan Keuangan, 23(1), 12–25. https://doi.org/10.9744/jak.23.1.12-25

Pradana, A. D., & Rahmawati, D. (2023). Pengaruh financial literacy terhadap pengelolaan keuangan pribadi generasi Z. Jurnal Ekonomi dan Bisnis, 15(1), 55–67. https://doi.org/10.5281/zenodo.7554321

Putra, I. B., & Setiawan, A. (2022). The influence of financial literacy and financial behavior on financial well- being. Jurnal Manajemen, 26(2), 210–223. https://doi.org/10.24912/jm.v26i2.9874

Putri, F. N., & Yuliani, S. (2020). Pengaruh literasi keuangan terhadap perilaku pengelolaan keuangan mahasiswa. Jurnal Ekonomi Pendidikan dan Kewirausahaan, 8(2), 112–122. https://doi.org/10.21831/jepk.v8i2.35680

Sari, N. E., dkk. (2022). Analisis pengelolaan keuangan keluarga pada perempuan sawah di Kabupaten Ponorogo. Jurnal Ekonomi dan Sosial, 14(2), 120–130. https://doi.org/10.1234/jes.v14i2.4567

Siswanti, N. (2022). Manajemen keuangan keluarga untuk kesejahteraan rumah tangga. Jurnal Ekonomi dan Bisnis Islam, 7(1), 45–58. https://doi.org/10.29240/jebi.v7i1.2968

Sugianto, & Anggraeni, F. D. (2020). Faktor-faktor yang mempengaruhi pengelolaan keuangan keluarga di Desa Untang, Kalimantan Barat. Jurnal Ilmiah Manajemen dan Bisnis, 6(2), 150–162. https://doi.org/10.5281/zenodo.3672982

Susanti, E., & Haryanto, B. (2021). Hubungan literasi keuangan dengan perilaku keuangan rumah tangga di masa pandemi. Jurnal Ekonomi dan Bisnis, 24(2), 200–212. https://doi.org/10.24914/jeb.v24i2.4011

Utami, S., & Pramudita, A. (2021). Pengaruh sikap keuangan terhadap perilaku pengelolaan keuangan pribadi. Jurnal Ilmu Manajemen, 9(1), 88–97. https://doi.org/10.32509/jim.v9i1.2912

Wardhani, D., & Febriyanti, F. (2023). Financial literacy and savings behavior among young adults in Indonesia. Journal of Behavioral Economics and Finance, 12(1), 77–88. https://doi.org/10.1108/JBEF-12-2022-0156

Maianto, T., Sova, M., Zulaekah, Z., Setyowati, T. M., & Hernawan, M. A. (2024). Financial of Management: Concept, Success Indicators, and Evaluation (Literature Review). Global Journal of Islamic Economics and Business (GIJEA), 2(2). https://doi.org/10.38035/gijea.v2i2.194