SOEDARWATI, Ernie; ARIFIANI, Rahmawaty. PENGARUH DAYA SAING, BUDAYA KEUANGAN, DAN KEPUTUSAN PEMBAYARAN KREDIT TERHADAP AKSES KEUANGAN. Berajah Journal, [S. l.], v. 4, n. 7, p. 1477–1484, 2024. DOI: 10.47353/bj.v4i7.461. Disponível em: https://ojs.berajah.com/index.php/go/article/view/461. Acesso em: 15 aug. 2025.